Terms of Service

1. Acceptance of Terms

By accessing wolvantez.com or subscribing to the Wolvantez newsletter, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website or subscribe to our newsletter.

These terms are governed by the laws of the Republic of Argentina. Any disputes arising from the use of this website or the newsletter shall be subject to the jurisdiction of the ordinary courts of the Ciudad Autónoma de Buenos Aires.

2. Description of Service

Wolvantez is an independent editorial project that publishes a weekly email newsletter explaining one Argentine financial concept per issue. The service is informational and educational in nature. Specifically:

• The newsletter explains financial concepts in plain language.
• Content is selected and written by our editorial team.
• The newsletter is delivered by email once per week.
• The service is funded by voluntary subscriptions.

3. Important Disclaimer — Not Financial Advice

All content published by Wolvantez — including the newsletter, website pages, and any other materials — is purely informational and educational. It does not constitute financial advice, investment advice, tax advice, legal advice, or any other form of professional advice.

Wolvantez is not a financial institution, investment advisor, broker, or any other type of regulated financial entity. We do not hold any financial services licence or authorisation in Argentina or any other jurisdiction.

Nothing in our content should be interpreted as a recommendation to buy, sell, or hold any financial instrument, currency, or asset. Any financial decisions you make are entirely your own responsibility. We strongly encourage you to consult with a qualified financial professional before making any financial decisions.

4. Subscription and Payment

The Wolvantez newsletter is available through a voluntary subscription model:

• Basic access to the newsletter may be available at no cost.
• Voluntary financial support from readers who find value in the newsletter helps sustain the editorial project.
• Any payment arrangements are described separately at the time of subscription.
• Wolvantez reserves the right to modify the subscription model with reasonable notice to existing subscribers.

5. Intellectual Property

All content published by Wolvantez — including but not limited to newsletter text, website copy, graphics, and the Wolvantez name and logo — is the intellectual property of Wolvantez and is protected by applicable Argentine and international copyright law.

You may:

• Read and share individual newsletter issues for personal, non-commercial purposes, provided you attribute Wolvantez as the source.

You may not:

• Reproduce, republish, or distribute Wolvantez content for commercial purposes without prior written permission.
• Modify, adapt, or create derivative works based on Wolvantez content without prior written permission.
• Use the Wolvantez name or logo in any way that implies endorsement or affiliation without prior written permission.

6. User Conduct

When using our website or communicating with us, you agree not to:

• Submit false, misleading, or fraudulent information.
• Attempt to gain unauthorised access to our systems.
• Use automated tools to scrape or harvest content from our website without permission.
• Engage in any activity that disrupts or interferes with the operation of our website or services.

7. External Links

Our website may contain links to external websites for reference purposes. These links do not constitute endorsement of the linked websites or their content. Wolvantez is not responsible for the content, accuracy, or privacy practices of external websites.

8. Limitation of Liability

To the maximum extent permitted by Argentine law, Wolvantez shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

• Your use of or inability to use our website or newsletter.
• Any financial decisions made based on information published by Wolvantez.
• Errors, omissions, or inaccuracies in our content.
• Interruptions or unavailability of our website or newsletter service.

9. Modifications to Terms

Wolvantez reserves the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page with an updated "Last Updated" date. Continued use of our website or newsletter after changes are posted constitutes acceptance of the revised terms.

10. Contact

For questions about these Terms of Service, please contact us:

• Email: info@wolvantez.com
• Address: Av. Callao 410, C1022AAR, Ciudad Autónoma de Buenos Aires, Argentina
• Phone: +54 11 4000-2300