Tools & Reference Guides

Educational reference material covering key Argentine financial concepts. These guides complement the weekly newsletter — informational only, not financial advice.

What concepts do we explain?

Each guide covers one financial concept relevant to everyday life in Argentina. The same plain-language approach as the newsletter — no jargon, no advice.

The MEP Dollar

Exchange rates

Argentina operates with multiple dollar exchange rates simultaneously. This guide explains what the MEP dollar is, how it differs from the official rate and the blue dollar, and the legal mechanism behind it. Understanding this is essential for following Argentine financial news.

Real Inflation

Prices & purchasing power

What is the CPI and how is it measured? Why do official figures sometimes feel disconnected from everyday experience? This guide explains how inflation is calculated in Argentina, what the INDEC measures, and how to read inflation data in context.

BCRA Interest Rates

Monetary policy

When the Central Bank of Argentina changes its benchmark interest rate, it affects savings accounts, loans, and the broader economy. This guide explains what the BCRA rate is, how rate decisions are made, and what they mean for savers and borrowers.

Reading a Credit Card Statement

Personal finance basics

Argentine credit card statements contain specific terms and figures that aren't always self-explanatory. This guide walks through each line of a typical resumen de tarjeta — minimum payment, total balance, CFT, and what each number actually represents.

Plazo Fijo Explained

Savings instruments

Fixed-term deposits are one of the most common savings instruments in Argentina. This guide explains how they work, what determines the interest rate you receive, the difference between traditional and UVA-indexed plazo fijos, and the questions worth asking before opening one.

The Merval Index

Capital markets

The Merval is Argentina's main stock market index. This guide explains what it measures, which companies are included and why, how to interpret movements in the index, and the difference between the Merval in pesos and in dollar terms.

These are educational guides, not financial advice

All content on this page — and in the Wolvantez newsletter — is purely informational and educational. We explain how financial concepts work. We do not make recommendations about what you should do with your money.

For decisions about savings, investments, or financial products, we encourage you to consult with a qualified financial professional licensed in Argentina.

Wolvantez is an independent editorial project. We are not a financial institution, broker, or investment advisor.

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